General Liability Insurance for Commercial Trucks

Protect Your Trucking Business with the Right Coverage
Operating a commercial trucking business comes with significant risks. From property damage to legal claims, unforeseen incidents can put your entire operation in jeopardy. That’s why having general liability insurance for truckers is essential.
At Commercial Pro Shield Insurance, we specialize in providing comprehensive liability truck insurance that protects your business from lawsuits, third-party injuries, and property damage. Whether you’re an independent owner-operator or run a large fleet, our truckers commercial insurance ensures that you are covered.
What is General Liability Insurance for Truckers?
Coverage Includes:
- Bodily Injury Protection – Covers medical expenses if a third party is injured due to your business activities.
- Property Damage – Pays for damages to someone else’s property caused by your trucking operations.
- Legal Defense Costs – Helps cover lawyer fees, court costs, and settlements in case of lawsuits.
- Advertising Injury – Covers claims of copyright infringement, slander, or misleading advertising.


Why Do You Need General Liability Insurance for Truckers?
- Contract Requirements – Many freight brokers and shippers require proof of general liability coverage before working with truckers.
- Financial Protection – Avoid out-of-pocket expenses for medical bills, property damage, and lawsuits.
- Business Credibility – Having proper truckers general liability insurance boosts trust and professionalism.
- Comprehensive Coverage – Covers incidents that aren’t related to on-road accidents but still impact your business.
Who Needs Truckers Commercial Insurance?
- Owner-operators – Independent truck drivers who need liability protection beyond standard truck liability insurance.
- Trucking Companies – Fleets managing multiple commercial trucks.
- Freight Brokers – Businesses that arrange freight transportation.
- Contracted Truck Drivers – Those working under other companies but still require individual coverage.
How Much Does Truckers General Liability Insurance Cost?
- Business Size & Fleet Size – The number of trucks and employees you have impacts pricing.
- Coverage Limits – Higher coverage limits may result in slightly higher premiums.
- Claims History – A history of past claims can affect your rates.
- Location & Risk Factors – States with higher accident rates may have different pricing.
The cost of general liability insurance for truckers depends on several factors, including:
Bundle Your Coverage for Full Protection
- Motor Trucking Cargo Insurance – Protects your cargo from damage, theft, and loss.
- Truck Liability Insurance – Covers third-party injuries and property damage from on-road accidents.
- Physical Damage Insurance – Covers truck repairs in case of accidents or vandalism.
FAQs
Get General Liability Insurance for Truckers Today!
Don’t let unexpected accidents put your business at risk. At Commercial Pro Shield Insurance, we specialize in providing comprehensive and affordable truckers general liability coverage tailored to your needs.